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If you are visiting this website and reading this blog, you are probably looking for a loan. Well, we can only say that you have come to the right place. Keep reading to know why we think we can help you during your financial exigencies.
Financial crunches do not come with a warning. And you need to be prepared always with enough liquidity in hand to face any monetary issues. However, it is not possible for a middle-class family to save enough with the expensive lifestyle. Even if they want to save and plan their finances well, it is not possible for them to overcome a bigger financial emergency or an unexpected expense. That is when most people choose to opt for a quick loan.
More than a million people in the UK have been rejected a loan only because they have a poor credit score. The primary reason for this rejection is that the conventional banks do not offer loans for people with a bad credit score as they are considered to be threats to the financers. That is why they prefer taking loans from private lenders. At FleetQuid, you will find many options for no credit check loans from which you can choose the one that suits your requirements and preferences well.
Applying for a loan at FleetQuid is as easy as it is to shoot a fish in a barrel. All you have to do is use our ‘Eligibility Criteria Checker’ on our website and see if you are eligible to apply for a loan with us. The basic qualifying criteria include – You being a legal adult i.e., you should be 21 years of age or more, should be a UK resident with a permanent UK address, a UK bank account, regular income, and should not have been bankrupt in the past 12 months. We offer different loan and term options for different employment criteria like the self-employed, regular employment, unemployed, etc.
Once you fill in and submit the application form on our website, we will go through your application and connect you to the appropriate lenders from across our far-flung network. They will also go through your loan application and will process it quickly. They will carry out a soft verification process with not much elaborate paperwork, unlike the banks where they will carry out complicated verification with a lot of paperwork and documents to be submitted. If they feel that you are eligible for a loan with them, then they will approve the application. Either way, the creditors will give instant decisions so that you are not left hanging in between doubt of approval and rejection. If the loan is approved, the loan amount will be in your active checking account at the earliest, which may range from a couple of hours to until the next business day. Depending on the loan type, loan amount, your credit scores, and other factors, they will impose the appropriate APR on the loan amount which should be repaid in a manageable and scheduled manner.
One of the best things about FleetQuid is that it provides a wide option of loans for bad credit no guarantor i.e., unsecured loans for bad credit which do not need any collateral or a guarantor as surety which can be applied online easily. However, many scammers will take advantage of this facility and will call the customers posing themselves as FleetQuid representatives. They may ask to pay some upfront fees so that loan is approved. It is important that you do not fall for such pranks in haste. Think well before you do anything and do not let the tricksters flee with your money. Also, keep your whole loan process documented. Although our lenders are very reliable and dependable, it is better to keep copies of all the paperwork to avoid any future hassles.
So, if you need a quick hassle-free loan for bad credit, then choosing FleetQuid to avail the much-needed loan is probably one of the right decisions you made. Choose the loan type well, avail a loan only for the amount needed, and make sure you can repay on time.